What is a personal loan?
A personal loan is an installment loan that can help cover unexpected expenses, consolidate debt, or finance personal projects.
What if my credit isn't perfect?
Our approval process considers a variety of factors, not just a credit score. We evaluate each applicant's overall financial situation to determine their eligibility for a loan.
Can I borrow money for a short period?
Yes. We offer personal loans with flexible repayment terms.
Are there any up-front fees?
No. We do not charge any upfront fees to process your loan application.
Will you run a credit check?
Yes. We perform credit checks to ensure responsible lending and to protect all parties. However, a perfect credit score is not required for approval.
Do I need a checking account?
Yes, a checking account is required to receive loan funds.
Do you require a check to hold for security on my loan?
No, we do not. We do not hold checks or require collateral for you to get a loan.
Is there a limit to how much I can borrow?
The amount we can lend is determined after we have processed your application, as every case is unique. We do our best to approve the amount you request.
Will my credit line ever increase?
It's possible. If your financial situation improves or you maintain a good payment history, your loan amount may increase in the future.
How frequently can I request a personal loan?
You can apply for another loan whenever you need financial support, but it's important that you use them responsibly. A personal loan is a short-term financial solution and should not be seen as a substitute for proper budgeting or used specifically to increase your credit score.
How competitive are your interest rates?
We offer competitive interest rates. We comply with all state and federal laws.
Will I need to fill out a new application every time I take out a loan?
No. If you have received a loan from us within the last 12 months, you only need to provide your most recent paycheck stub for us to process a new application.
Cash Kingdom offers personal installment loans and is proud to serve the community.
Types of Loans We Offer: Personal Loans, Installment Loans, Signature Loans