Representative Loan Examples

To help you understand the potential terms of a loan, here are a few examples.

• Suppose you borrow $1,500 over an 18-month period.
• The loan includes a 3% origination fee ($45).
• Your monthly payments would be $100.05.
• The total payback amount would be $1,800.93, which includes the origination fee.
• The total cost of the loan would be $255.93.
• The representative APR for this loan is 19.99%.

Here is another example:

• If you borrow $5,000 over a 38-month period.
• The loan includes a 6% origination fee ($300).
• Your monthly payments would be $182.74.
• The total payback amount would be $6,944.12, including the origination fee.
• The total cost of the loan would be $1,644.12.
• The representative APR for this loan is 17.53%.

Loan Eligibility

To be eligible for a loan, you generally need to meet the following requirements:

• You must be at least 18 years old.
• You must be a U.S. citizen.
• You need to be currently employed or have a steady income.
• You must have a bank account to receive the funds.

How Our Service Works

This website is not a lender, financial institution, or loan broker. We collect the information you provide and use it to connect you with a network of third-party lenders and non-lenders. Your information may be shared with non-lenders or other service providers to facilitate this connection. While our service is free for you, we may be compensated by the lenders and non-lenders we refer you to.

You may not be approved for a loan, or you may be approved for an amount less than what you requested. If you don't qualify for the loan you're seeking, we may suggest other financial solutions.

Before you sign any loan agreement, it is crucial to carefully review all the terms and conditions to ensure you can afford the payments. Lenders may check your credit history and verify the information you provide.

Important Disclosures

We strongly advise against accepting any loan offer you cannot comfortably afford to repay. Short-term, small-dollar loans are not a long-term solution for financial hardship. It is always a good idea to seek professional financial advice and explore all your options.

Lenders in our network may not offer loans in every state. If you live in a state where a lender does not operate, you will not be connected with them. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law.